Retail - Hospitality - Entertainment

Specialty Programs

 

Retail - Hospitality - Entertainment

  • Restaurants
  • Retail Stores
  • Shows
  • Theatres
  • Conventions
  • Resorts
  • Amusement Parks
  • Golf/Tennis Clubs
  • Customer-Centric business

What If:

  1. Liquor being served, provided or distributed. Is loss covered?
  2. Catastrophic damage occurs to the building and contents?
  3. Recall of products from manufacturer – cost to retail business?
  4. Spoilage of food – due to lack of power off-premises?
  5. Special activities for customers either offered or sponsored?
  6. Large crowds could lend to Acts of Terrorism?
  7. Cyber thieves steal customers private information. Identity theft?
  8. Are performers covered under Workers Compensation?
  9. Accidents while employee or volunteers are on business errands?
  10. Fight occurs and attendees are injured. If the insured is sued; is the insured liable?

Contact our Agents for Solutions!!

Retail – Hospitality - Entertainment

Hospitality describes the customer-center business which cater to the leisure and entertainment interests of the public. All Hospitality & Retail businesses share a number of common and not-so-common business risks that are present in today’s every day work environment. You can depend on Crosslet to provide the protection needed for the wide variety of liability and property hazards.

Broad Coverage for Retail – Hospitality - Entertainment

Our Specialty Program includes:

  • AM best A++ Carrier.
  • Insures: Owners, board members, employees, and volunteers.
  • Proper Protection to assure safety, security and profitability.
  • Violent Incident Protection – included.

Somethings to Think About:

  • Physical injuries from slips and falls on or off of the premises.
  • Your staff publicized in social media by competitors and your staff over-reacts with slander.
  • Performance or Show is cancelled by performers and attendee’s want a refund.
  • Food contamination causes food poisoning to customers.
  • Valet parking of customers cars needs special coverage.
  • Guest advised they have allergic reactions to certain food or surroundings. Employee does not implement or communicate the information provided. Guest goes to the hospital.
  • Crowd control for special events. Injures occur due to actions of the crowd. Business sued.