Personal Umbrella Insurance

Personal Umbrella Insurance

Driving a motor vehicle, dirt bike, four-wheeler, jet ski or owning a home, you are vulnerable to be sued and paying a large judgement. Given the “I will sue you” attitude of today’s litigious society, if you become embroiled in a million-dollar lawsuit, it could wipe out your assets as well as your investments, future earnings or retirement dollars. With the increase of liability lawsuits and the dramatic increase in size of jury awards, the Personal Umbrella Policy is really desirable for everyone with assets to protect.

Crosslet can render valuable coverage to you through the Umbrella’s favorable features. Umbrella provides excess coverage with higher policy limits over Automobile, Homeowners, Boat, Recreational Vehicle policies and more. You may be eligible for coverage limits of 1 million to 5 million in coverage or more for a cost as low as $275 year.

Additional protection could include:

  • Worldwide coverage
  • Personal Injury coverage for libel, slander, defamation of character
  • Special events for personal and family activities
  • Property in the insured’s care custody and control
  • Non-owned watercraft coverage for liability excess over the boat owner’s policy
  • Volunteering as an officer of a “Not-for-Profit” organizations

This could happen to you. An automobile operator in accident, caused over $750,000 of medical expenses and property damage to the occupants of the other vehicle. If this accident was caused by you and your current coverage only pays $100,000, you may be personally responsible for remaining $650,000.

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